Mosky Capital Privacy Policy

Effective Date: 08/23/2018

At Mosky Capital, we are committed to protecting your privacy and ensuring that your personal information is used responsibly. This Privacy Policy outlines how we collect, use, store, and protect the information you provide when using our website and services.

By accessing and using the Mosky Capital website or services, you agree to the terms of this Privacy Policy. If you do not agree with the terms, please refrain from using our services.

1. Information We Collect

We collect information from you when you visit our website, use our services, or interact with us in other ways. The types of information we may collect include:

Personal Identification Information

• Name

• Business Name

• Email Address

• Phone Number

• Postal Address

• Date of Birth (for business owners or guarantors)

• Social Security Number (if required for identity verification)

• Tax Identification Number (for businesses)

Financial Information

• Bank Statements

• Tax Returns

• Profit and Loss Statements

• Business Revenue Data

Technical Information

• IP Address

• Browser Information

• Operating System

• Pages Visited on Our Website

• Device Information

Cookies and Tracking Technologies

We use cookies and similar tracking technologies to enhance your experience on our website. These technologies allow us to:

• Remember your preferences

• Understand how you interact with our website

• Improve website functionality and performance

2. How We Use Your Information

The information we collect is used for the following purposes:

• Provide and Manage Services: To process loan applications, provide financing solutions, and manage accounts.

• Customer Support: To respond to inquiries, provide customer service, and offer support during the loan application and approval process.

• Improve User Experience: To analyze user interactions with our website and improve functionality, content, and design.

• Marketing: To send promotional materials and offers related to our services, but only if you have opted-in to receive them.

• Legal Compliance: To comply with applicable laws and regulations, verify identity, and prevent fraud.

3. Sharing Your Information

We do not sell, rent, or trade your personal information to third parties. However, we may share your information in the following situations:

• Service Providers: We may share your information with trusted third-party vendors, contractors, or service providers who assist us in offering and managing our services (e.g., payment processors, IT support).

• Legal Requirements: We may disclose your information if required by law, court order, or to protect our rights, property, or the safety of our users.

• Business Transfers: In the event of a merger, acquisition, or sale of Mosky Capital’s assets, your information may be transferred to the acquiring entity.

4. Data Security

We take reasonable precautions to protect your personal and financial information from unauthorized access, loss, or alteration. These security measures include:

• Encryption: We use SSL encryption to secure sensitive data, such as personal information and payment details.

• Access Controls: We restrict access to personal and financial data to authorized personnel only.

• Firewalls and Monitoring: We employ firewalls, antivirus software, and continuous monitoring to protect our systems.

While we take reasonable steps to protect your information, please understand that no system is completely secure. You are also responsible for protecting your login credentials and any personal information you provide to us.

5. Your Rights and Choices

You have certain rights regarding your personal data, including:

• Access and Correction: You can request to access or correct any personal information we hold about you.

• Data Deletion: You can request the deletion of your personal information, subject to certain legal restrictions.

• Opt-Out: If you no longer wish to receive marketing communications from us, you can opt-out at any time by clicking the unsubscribe link in any email or by contacting us directly.

To exercise any of these rights, please contact us using the information provided below.

6. Retention of Information

We retain your personal and financial information for as long as necessary to fulfill the purposes outlined in this Privacy Policy, or as required by law. Once your information is no longer needed, it will be securely deleted or anonymized.

7. Third-Party Links

Our website may contain links to third-party websites. Please be aware that we are not responsible for the privacy practices or content of these external websites. We encourage you to read the privacy policies of any third-party websites you visit.

8. Changes to This Privacy Policy

We may update or modify this Privacy Policy from time to time. Any changes will be posted on this page, and the revised Privacy Policy will take effect immediately upon posting. We encourage you to review this Privacy Policy periodically to stay informed about how we protect your information.

9. Contact Us

If you have any questions or concerns about this Privacy Policy, or if you wish to exercise your rights regarding your personal information, please contact us:

Mosky Capital Customer Support
Email: Contact@moskycapital.com
Address: 444 2nd Ave, Suite 6F, New York, NY 10010

This Privacy Policy is intended to help you understand how we handle your information. We are committed to maintaining transparency and keeping your personal data safe. Please contact us with any questions or concerns.