Mosky Capital Partner Program
Grow your book with institutional capital behind you.
Mosky Capital partners with ISOs, brokers, consultants and referral professionals serving U.S. small and mid-sized businesses. You bring the opportunity — we bring the underwriting desk, the capital network and the technology to move it through the pipeline quickly.
Why partner with Mosky
A partnership built around your production.
Most partner programs are a rate sheet and a portal login. Ours is a working relationship with a senior underwriting desk and a real capital stack behind it — the same team that funds our own book funds yours.
Competitive economics
Transparent commission structures with room to grow as your production scales. You keep visibility into every deal from submission through payout.
Fast underwriting
Complete files are reviewed by senior underwriters in hours, not days — so you can quote confidently and keep merchants moving.
Broad financing shelf
Working capital, SBA 7(a), term loans, lines of credit, equipment and revenue-based options — one relationship, many structures.
Senior-level support
A direct line to an experienced partnership manager and underwriter — no ticket queues, no rotating reps.
Reliable capital network
Institutional balance sheet plus a vetted lender network. Approved deals close because the capital is there.
Renewals & repeat business
We surface renewal windows so you can re-engage your merchants at the right moment — and get paid again.
Who we partner with
Built for professionals who take financing seriously.
Whether you originate every day or refer a handful of opportunities a quarter, the program is structured so serious partners are rewarded for serious work.
Independent Sales Organizations
ISOs building a diversified financing shelf with a stable capital partner.
Commercial finance brokers
Brokers who want senior underwriting and speed on complex files.
Loan brokers
Full-time originators looking for reliable placement across multiple products.
Business consultants & CPAs
Advisors who introduce financing as part of a broader client relationship.
Referral partners
Bankers, attorneys and service providers who occasionally refer opportunities.
Sales organizations
Teams originating at scale who need real infrastructure behind them.
What you can offer
One relationship. A full financing shelf.
Every product routes through the same underwriting desk. Send the deal — we'll structure it into the right product for your merchant.
Revenue-Based Financing
Flexible funding that scales with your revenue, perfect for businesses with variable cash flow.
- Amount
- $10K – $2M
- Term
- 3–18 months
Line of Credit
Access funds when you need them with a flexible credit line for ongoing business needs.
- Amount
- $25K – $500K
- Term
- 12–24 months
Term Loan
Traditional financing with fixed repayment terms and competitive rates for established businesses.
- Amount
- Up to $2M
- Term
- 1–5 years
SBA 7(a) Loan
Government-backed loans with favorable terms and lower down payments for qualifying businesses.
- Amount
- Up to $5M
- Term
- 10–25 years
Equipment Financing
Specialized financing for purchasing or leasing business equipment and machinery.
- Amount
- Up to $2M
- Term
- 1–7 years
Business Credit Card
Revolving credit line with rewards and benefits tailored for business expenses.
- Amount
- Up to $250K limits
- Term
- Revolving
How a deal works
From submission to funded — a clear, repeatable workflow.
You'll always know exactly where your file sits and what the next step is.
- 01
Become a partner
Submit a short application. Our partnership team reviews and reaches out within one business day.
- 02
Submit an opportunity
Upload a merchant application and supporting statements through the partner portal or email intake.
- 03
Mosky underwrites
Senior underwriters review the file, run scenarios and match it to the right capital structure.
- 04
Review offers
Compare structured options side-by-side with your partnership manager — no black-box pricing.
- 05
Client gets funded
Documents are drawn, signed and funded — typically within days on standard files.
- 06
Track & renew
Follow performance, commissions and renewal windows from a single partner dashboard.
Partner technology
A partner portal built like an operations tool — not a marketing site.
The same platform our internal underwriting and funding teams use is what powers your partner experience. That means live status, real commissions, and clean hand-offs between you, the desk and the merchant.
Deal submission
Submit applications and supporting docs through the portal or a dedicated intake inbox.
Real-time deal tracking
See exactly where every file sits — intake, underwriting, offers, contracts, funded.
Offer & commission visibility
Review structured offers and expected commissions on each deal in one place.
Direct communication
Message your underwriter on the deal itself — no lost email threads.
Document management
Requested docs, signed contracts and closing packages stored on the file.
Renewal signals
Proactive alerts when merchants become eligible for renewal or additional capital.
Partner support
A financing partner, not a marketplace.
Every partner is paired with a senior team that owns the relationship end-to-end. You'll get real answers, structured deals and the same discipline we apply to our own book.
Senior underwriting on every file
You're working with the desk that makes the decision — not a filter in front of it.
Deal structuring help
Complex files get real attention: stacking, consolidations, seasonal cash flow, multi-position workouts.
Dedicated partnership manager
One relationship owner who knows your book, your merchants and your pipeline.
Fast, honest communication
Clear decisions and clear reasoning — including when we can't do a deal, and why.
Build more business with Mosky Capital.
Bring your opportunities to a team that will underwrite them like our own. Onboarding typically completes within one business day.
Or email partners@moskycapital.com