Quick and Convenient Term Loans to Fuel Your Business Growth
Term Loan
Approved Amount
Minimum loan amount: $50,000
Maximum loan amount: $5,000,000
Flexible approval based on your business’s revenue, credit history, and financial health.
Quick approval process to get the funding you need faster.
Term Loan
Our term loans provide fast, reliable funding to help your business grow. With flexible repayment terms, you can use the funds for expansion, equipment, or managing cash flow. The application process is simple, and approval is quick, so you can get the capital you need without delay. We focus on helping businesses access the funds they need, when they need them. Trust Mosky Capital to support your growth with a term loan tailored to your needs.
Term Loan Terms
The term loan length is the time a borrower has to repay the loan.
Term loans typically range from 1 to 10 years, but can extend up to 30 years.
The loan term is determined by the purpose of the loan:
Working capital loans usually have shorter terms.
Real estate loans tend to have longer repayment periods.
Interest Rates
Interest Rates: Term loan rates typically range from 6.13% to 12.36%, depending on various factors.
Variable vs Fixed Rates:
Term loans may offer fixed or variable interest rates based on the lender’s terms.
Fixed rates provide stable monthly payments throughout the loan term.
Variable rates may fluctuate based on market conditions, offering flexibility but potential rate increases.
Repayment Schedule: Repayments are typically made on a monthly or quarterly basis.
Payment Structure:
Loans may have fixed payments throughout the term, or variable payments that adjust based on interest rate changes.
Payment Penalties: Late payments may incur penalties or additional interest charges.
Grace Period: Some loans offer a grace period where repayments may be delayed without penalties, depending on the lender's terms.
Repayment
Eligibility
Working Capital: To cover day-to-day operational expenses and maintain cash flow.
Inventory Purchases: To stock up on inventory or raw materials for production.
Equipment Financing: To buy or lease machinery, technology, or other business assets.
Expansion: To fund the opening of new locations or business growth efforts.
Real Estate: To purchase or renovate business properties.
Business Acquisition: To acquire another company or merge with a competitor.
Research & Development: To invest in new products, services, or innovations.
How Term Loan Can be used for
Strong Credit Score: A good credit score is typically required to qualify for a term loan.
Consistent Revenue: Lenders generally prefer businesses with stable and consistent revenue over time.
Financial Stability: A demonstrable history of financial stability is key to securing approval.
Minimum Operating Time: Most lenders require the business to have been operating for at least 1 to 2 years.
Collateral: Depending on the loan type, you may need to provide collateral to secure the loan.
Contact US
Address
444 2nd Ave, Suite 6F
New York, NY 10010
+1 (347) 972-0400
contact@moskycapital.com








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